No insurance ticket is one of the most costly mistakes drivers can make. Operating a motor vehicle without a valid insurance policy carries a minimum penalty of $5,000 dollars. Yes, it is a minimum fine prescribed by law. It does not end there as all fines are subject to victim fine surcharges adding additional 25% on top of minimum fine totalling $6,250 dollars! Got caught driving without insurance Ontario may face financial penalty of up to $25,000 on first offence. Traffic Law Paralegal Services understands your concerns and ready to help our clients maintain their driving license and defend no insurance ticket allegations.

There are many charges related to Driving without car insurance:

  • Operate motor vehicle without insurance
  • Permit operation of motor vehicle without insurance
  • Produce false insurance
  • Fail to surrender insurance

Driving Without Insurance – Offence

(3) Every owner or lessee of a motor vehicle who,

(a) contravenes subsection ( of this section or subsection 13 (2); or

(b) surrenders an insurance card for inspection to a police officer, when requested to do so, purporting to show that the motor vehicle is insured under a contract of automobile insurance when the motor vehicle is not so insured,
is guilty of an offence and is liable on a first conviction to a fine of not less than $5,000 and not more than $25,000 and on a subsequent conviction to a fine of not less than $10,000 and not more than $50,000 and, in addition, his or her driver’s licence may be suspended for a period of not more than one year.

Possession, use, sale, etc., of false or invalid insurance card

13.1 (1) No person shall knowingly,

(a) have a false or invalid insurance card in his or her possession;

(b) use a false or invalid insurance; or

(c) sell, give, deliver or distribute a false or invalid insurance.

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